2. Pay in Full: Many companies give discounts up to 10% for paying the premium in full. If it's affordable consider making a full payment, avoiding billing fees and getting a good discount.
3. Use Electronic Funds Transfer: If you are paying monthly, consider setting the billing up for automatic withdrawal or EFT. By using this option you can save as much as 6 dollars per bill that's a savings of $72 per year. It's easy and very secure, your payments will be automatically deducted from your saving or checking account.
4. Shop Ahead of the Effective Date: Most companies will give you a discount if you get your car insurance quote more than 7 days prior to the policy start date. Why? Because planning ahead makes you a better risk. So don't wait until the last minute to shop: Get your quotes at least eight days ahead, even if you don't actually buy until the last day.
5. Get Multiple Quotes: This alone can be your biggest money saver. Each insurance company has an individual rating system and will each rate your situation differently. In St. Louis, Crawford-Butz represents many top of the line Insurance companies like Safeco, Progressive, Travelers, Electric, Hartford and more. Call Larry Nolte at 314 881-1940 for competitive quotes from all our carriers. Or use our online rating system, it's there for you 24/7.
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